A three-bedroom home in Montgomery, Texas, is attracting attention with an asking price of just $95,000. But what makes this property particularly interesting is not simply its affordable price. The bank-owned residence also offers a fireplace, a screened patio, a two-car garage, and nearly 1,500 square feet of living space in the established Walden community near Lake Conroe.
Located at 3523 Woodland Lane, the single-story house was built in 1976 and features three bedrooms, two full bathrooms, and approximately 1,496 square feet of interior space. It occupies a corner lot measuring roughly 7,497 square feet, or 0.17 acres.
With an advertised price of approximately $64 per square foot, the property may appeal to buyers interested in renovating an older residence, investors searching for their next project, or homeowners willing to make improvements.
A Living Room Full of Character
One of the home’s most distinctive features is its main living area, where exposed ceiling beams and a fireplace create a welcoming atmosphere.
Large windows allow natural light to enter, while the connected kitchen, dining area, and living room provide an open arrangement suitable for everyday activities.
The interior retains elements of its original 1970s design, offering the next owner an opportunity to preserve its character or introduce modern finishes.
For someone interested in remodeling, the layout could provide a starting point for updating the kitchen, flooring, fixtures, and decorative features.
A Primary Bedroom With Patio Access
The primary bedroom offers several practical features, including two walk-in closets and a private full bathroom.
Another notable detail is its direct access to the screened patio.
This connection between the bedroom and outdoor space could make the patio an enjoyable place for morning coffee, reading, or relaxing during the evening.
The screened enclosure also offers some protection from insects, an especially useful feature during warmer Texas months.
Two additional bedrooms provide flexible space for family members, visiting guests, or other residential needs.
The house also includes a separate flex room that could potentially serve as a home office, hobby space, playroom, or secondary sitting area.
A Fenced Backyard and Two-Car Garage
Outside, the property features mature trees that contribute to the established appearance of the neighborhood.
The corner lot includes a fenced backyard, offering possibilities for outdoor seating, gardening, or recreational activities.
The attached two-car garage is another practical advantage. In addition to sheltered parking, it may provide room for tools, seasonal equipment, and household storage.
The property is described as having brick construction, a slab foundation, and a composition roof.
Central heating and air conditioning are listed, along with public water and sewer connections.
Located in the Walden Community Near Lake Conroe
Location is another aspect that may interest potential buyers.
The house sits within the Walden community in Montgomery, an area associated with Lake Conroe and residential amenities.
According to the listing, the homeowners association provides access to shared facilities, including a swimming pool and clubhouse.
However, these amenities come with an additional expense.
Annual homeowners association dues are advertised at approximately $1,150, equivalent to about $96 per month.
Prospective buyers should include these dues alongside property taxes, insurance, maintenance, and potential renovation expenses when evaluating the overall cost of ownership.
Why Is This Texas Home Listed for $95,000?
The property’s foreclosure status is an important part of the story.
Bank-owned homes are sometimes marketed at prices that attract buyers prepared to handle repairs, maintenance, or other complications associated with distressed properties.
This residence entered the market on October 5, 2026, with an advertised asking price of $95,000.
Interestingly, its reported 2026 tax assessment is approximately $208,233, considerably higher than the advertised asking price.
However, a tax assessment is not the same as a professional appraisal or a confirmed market value. The difference should not automatically be interpreted as instant equity or a guaranteed bargain.
Because this is a foreclosure listing, interested buyers should carefully investigate the property’s condition, review available disclosures, and understand the seller’s terms.
An independent inspection could help identify issues involving the foundation, roof, plumbing, electrical systems, heating and cooling equipment, and any other components that may require attention.
An Affordable Property With Room for Possibilities
At $95,000, this Montgomery residence presents an unusual combination of features for its advertised price.
Three bedrooms, two bathrooms, nearly 1,500 square feet, a fireplace, screened patio, fenced backyard, flex room, and attached two-car garage provide several possibilities for a future owner.
Although renovations may be necessary, the existing layout and outdoor features give prospective buyers plenty to consider.
For someone searching for an affordable Texas property near Lake Conroe and willing to investigate the responsibilities of purchasing a bank-owned home, this foreclosure could be worth a closer look.
Property Details
- Location: 3523 Woodland Lane, Montgomery, Texas
- Asking Price: $95,000
- Bedrooms: 3
- Bathrooms: 2
- Living Area: Approximately 1,496 sq. ft.
- Lot Size: Approximately 0.17 acres
- Year Built: 1976
- Garage: Attached two-car garage
- Special Features: Fireplace, screened patio, fenced backyard, flex room
- HOA Fees: Approximately $1,150 annually
- Listing Type: Bank-owned foreclosure
The asking price and availability may change, and buyers should verify current listing details before making purchasing decisions.
Listed on Zillow
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